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1 Comments. Pen drives make for an important part of our lives, mainly because most of us need to carry our essential digital data at all times. We manufacture the world's most reliable industrial grade solid state storage, flash memory storage devices. Talk to a Cactus expert today!. At am, bids received were 67, against a total issue size of 1,88,29, The public offer of Bengaluru-based microfinance institution.
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These included graphics cards through its Paradise subsidiary, purchasedwhich became Western Digital Imagingcore logic chipsets by purchasing Faraday Electronics Inc. They did well especially Paradise, which produced one of the best VGA cards of the erabut storage-related chips and disk controllers were their biggest money makers. That year saw the rise of Western Digital's Caviar drives, brand new designs that used the latest in embedded servo and computerized diagnostic systems.
Eventually, the successful sales of the Caviar drives resulted in Western Digital starting to sell some of its divisions.
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Paradise was sold to Philipsand since disappeared. Aroundthe technological lead that the Caviar drives had enjoyed was eclipsed by newer offerings from other companies, especially Quantum Corp. Products and ideas of this time did not go far. Western Digital's drives started to slip further behind competing products, and quality began to suffer; system builders and PC enthusiasts who used to recommend Western Digital above all else, were going to the competition, particularly Maxtorwhose products had improved significantly by the late s.A 2TB USB?
The result was the Expert line of drives, introduced in early The idea worked, and Western Digital regained respect in the press and among users, even despite a recall in which was due to bad motor driver chips. Western Digital later broke ties to IBM.
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Western Digital advertised the JB models for cost-effective file servers. InWestern Digital redesigned its logo for the first time sincewith the design of new logo focusing on the company's initials "WD". As of [update]the Western Digital Raptor drives have a five-year warranty, making them a more attractive choice for inexpensive storage serverswhere a large number of drives in constant use increases the likelihood of a drive failure.
Its financial services portfolio includes income generation, family welfare and home improvement loans. CreditAccess Asia NV has microlending operations spread in four Asian countries through its subsidiaries.
Risk factors The company has indicated certain risk factors. Any developments - including economic slowdown, political unrest, disruption or sustained economic downturn - that make the company's products in these states less beneficial may affect the company's business, results of operations, financial condition and cash flows, according to CreditAccess Grameen's red herring prospectus. Microfinance loans are unsecured and are susceptible to various operational and credit risks which may result in increased levels of NPAs non-performing assetsthereby adversely affecting the company's business, results of operation and financial condition, according to CreditAccess Grameen.
Besides, an increase in its portfolio of non-performing assets and any provisions "may materially and adversely affect our business and results of operations", it mentioned. What analysts say CreditAccess Grameen has a strong growth in financials and its customer-centric business model has resulted in high customer retention, according to brokerage HEM Securities, which has a 'subscribe' rating on the issue.
Although the company has shown strong growth in its financials added by solid fundamentals as some of its ratios are one of the best in the industry, low return on equity which will dilute post-listing, is a concern, according to HEM Securities.
The declining cost-to-income ratio of the company is an indicator of sound financial health, according to HEM Securities. As of March 31,CreditAccess Grameen served over 1. For the six months ended September 30,it had an active customer retention rate of 90 per cent annualisedas against the median active customer retention rate of 78 per cent registered by 15 leading microfinance players as of September 30,according to the brokerage.
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